Jeevan Rekha Policy

LIC Jeevan Rekha Plan Table No 152:

	Term	Age	Sum Assured
Minimum	0	13	200000
Maximum	0	62	No Limits

Premium Ceasing Age : 100 Premium Ceasing Term : 0

Plan Highlights Features

LIC Jeevan Rekha is a combination of whole life plan and the money. The plan offers high bonus is very liquid and is focused on savings. Of the premium paid under the plan is moderate.

This policy not only makes provisions for family life guaranteed in the event of his untimely death, but also provides a lump sum at a desired age. The fixed amount can be invested for a pension for the rest of his life or otherwise deemed appropriate at that time.
Special Features A policy under this plan can be dated in the same year. There will be no fee for the lean months. The interest rate will apply to Table 14.
Benefits

Accident Benefit:
Accident benefit is available to a maximum of Rs.10 lakh. This includes the maximum limit of Rs 10 lakh under other plans of life. Premiums for accident benefits are shown separately for the different ages at entry and premium.
Survivors’ benefits:
Ten percent of the basic sum insured will be paid for life insurance on survival after five years from the date of departure.
A policy of this plan will be released after the acquisition value of at least 3 full years premiums are paid. The policy will continue as a non-profit single premium life insurance for the full insured amount will be calculated by applying some premium equal to the greater of the guaranteed cash surrender value and special value as reported by the Business from time to time, based on age nearest birthday at maturity. Existing bonus additions, stay connected to the police released on condition that the policy was in force at least 5 years.

Death Benefits:
Insured amount together with the earned premiums are paid on the death of the insured, whenever that happens, regardless of the survival benefits already paid.
Life Insurance FAQ here

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