Amulya Jeevan-II 823
Amulya Jeevan-II 823 : Past several years Lic of India is helping different individuals to meet their insurance requirements. Every individual’s insurance need and requirements are different from that of others. LIC’s Insurance Plans are a policy that talk about every person individually and gives the most suitable options that can fit their requirements.
Lic term plans are one such policy which is in high demand these days. Lic term plan insurance is a type of life insurance plan which provides only risk cover. It is broadly aimed at financial protection. This plan provides risk cover of a human life for particular sum of amount which is called Sum Assured. It is the most basic kind of life insurance wherein if the policyholder dies during the policy period then his family member gets the sum assured which is also called the death benefit. But if the policy period is over and the policyholder is still alive then the insured person doesn’t get any money back. Thus, there is no maturity benefit of the lic term plan policy. Lic term plan insurance is the cheapest among the most of the life insurance products. Therefore, through this plan one can get life cover at relatively lower cost.
Lic term plan insurance is broadly classified into two categories i.e. the lic term plan offline and the lic term plan online. The major difference among them lies in the fact that lic term plan online can be purchased online directly from the company and are very cheap as compared to offline term plans as the product is directly sold to customer eliminating the agents. Of course, there is a downside too with the lic term plan online. As there are no agents involved, it means that there is no one to guide you or show you other similar plan that suits your requirements. We do save money in lic term plan online, but when it comes to choice making, tackling policy issuance delays, claiming settlement later on, etc., you have to do all this on your own. However, when it comes to lic term plan offline, you have the agent with you, who will assist you in all policy matters.
Lic of India offers two offline term insurance plans i.e. Anmol Jeevan- 2 and Amulya Jeevan-2. You can contact your agent, he will brief you about these plans. Besides this you can also use the different lic term plans premium calculator and lic term plan premium chart available online for premium calculations like lic term plan Amulya jeevan premium calculator, lic term plan Anmol jeevan premium calculator.
I hope this article has helped you in all aspects about the lic term plan.
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